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Should I share my Claim Summary with My Roofer

When facing the need to repair or replace your roof through a homeowner’s insurance claim, you might find yourself entering a maze of paperwork and procedures. It’s common for your roofing contractor to request a copy of your insurance claim before providing a price quote. While this might raise concerns given the stories of disreputable roofing companies and storm-chasing scammers, rest assured that High Valley Roofing’s request is purely in the interest of offering you the most accurate pricing and service.

Why High Valley Roofing Reviews Your Insurance Claim

Understanding Your Coverage: High Valley Roofing takes the time to thoroughly understand your insurance claim and policy details. We delve into the specifics of what is and isn’t covered under your homeowner’s insurance. From project timelines to potential exclusions like code upgrades and “cosmetic” items, our aim is to discuss these aspects with you upfront. This way, we can include necessary adjustments in the final pricing, avoiding any surprises.

Preventing Insurance Fraud: Insurance fraud is a serious issue, and we’re committed to ethical practices. By reviewing your insurance claim, we ensure to bill your insurance accurately, especially under replacement cost value (RCV) policies. This not only keeps us on the right side of the law but also protects you from potential legal troubles.

Matching Insurance Company Requirements: Our experience with insurance companies has taught us the importance of submitting a line-itemized invoice that aligns with the insurance claim. This precision prevents delays and ensures you receive the full claim amount promptly, avoiding the hassle of constant follow-ups with the insurance company.

Ensuring Comprehensive Coverage: Adjustors might use standard templates that don’t account for the unique aspects of every roof. High Valley Roofing reviews your claim to identify any items that may have been overlooked or underpaid. Our expertise enables us to advocate for additional coverage where necessary, ensuring your claim fully covers the work required.

Facilitating Timely Payments: Ultimately, our goal is to expedite the payment process for both you and ourselves. By accessing your insurance claim, we can submit accurate final invoices to speed up the insurance payout, helping you receive what you’re owed without unnecessary delays.

Choosing High Valley Roofing: A Decision You Can Trust

We understand the caution warranted in choosing a roofing contractor amidst the prevalence of unscrupulous practices in the industry. That’s why we advocate for doing your due diligence when selecting a contractor. Research, referrals, and reputation are your best tools in this process. High Valley Roofing stands as a beacon of integrity and professionalism, with a track record verified by years of service and a solid online reputation, including endorsements from the Better Business Bureau.

Your Partner Through the Process

High Valley Roofing is more than just a contractor; we’re your partner in navigating the often complex journey of filing a homeowner’s insurance claim for roof repair or replacement. Our commitment is to ensure the process is as accurate and stress-free as possible, safeguarding your interests every step of the way.

From preliminary claim review to the final stages of repair or replacement, trust High Valley Roofing to be by your side, ensuring you receive the quality service and respect you deserve. Our dedication to transparency, accuracy, and integrity makes us the trusted choice for homeowners navigating the intricacies of insurance claims.